Savings for a Secured Tomorrow
Individual, Unit-Linked, Life Insurance Plan | UIN: 117L098V06
In this policy, the investment risk in investment portfolio is borne by the policyholder.
Introducing PNB MetLife Mera Wealth Plan, a unit-linked wealth and savings plan that enables you to create a financial blueprint for your goals at every stage in life. PNB MetLife’s Unit Linked Insurance Plans or ULIP helps you achieve your financial goals along with a life insurance cover for the financial security of your loved ones.
Pay as you like
Pay premiums based on your convenience over five or ten years. You can also opt from single pay or regular pay options.
Life Cover
Protect your loved ones with a cover in case of an unfortunate incident.
Loyalty Additions
Get Loyalty Additions every year from end of 6th policy year till maturity for both premier and online options, provided your policy is in force and all due premiums till date have been paid.
Create your own wealth plan
Select an investment option of your choice from Self-Managed Option or Systematic Transfer Option
Maturity Benefit
In case you survive the term, you can avail your Fund Value on completion of Policy Term.
What you don’t get
Suicide Exclusions
If the Life Assured’s death is due to suicide within twelve months from the Date of commencement of the Policy or from the date of revival of the policy, as applicable, the Nominee or Beneficiary of the Policyholder shall be entitled to receive the Fund Value as available on date of intimation of Life Assured’s death. Any charge other than the Fund Management Charges (FMC) recovered subsequent to the date of death shall be added back to the Fund Value as available on the date of intimation of the Insured’s death.
Select the duration of premium payment
Choose between two plan options
In the event of Death of the life assured, the nominee will receive the Death Benefit which will be higher of the following:
Where, Sum Assured = Multiple * Annualized Premium (or Single Premium, as applicable)
Multiple is defined as below:
Single Pay: 1.25
Other pay options: 10 or (0.5 * chosen policy term) whichever is higher
You can get Loyalty Additions every year from end of 6th policy year till maturity for both premier and online options, provided your policy is in force and all due premiums till date have been paid.
With this plan, you can select an investment option of your choice from:
(For in-force policies)
On survival of the Life Assured till the end of the policy term, total fund value is payable.
Premium Payment Type |
Single Pay |
5 Pay |
10 Pay |
Regular Pay |
Premium Payment |
Single premium |
5 |
10 |
Same as policy term |
Minimum Policy |
10 |
10 |
11 |
10 |
Maximum Policy |
20 |
20 |
30 |
30 |
Minimum Age |
0 (30 days) |
0 (30 days) |
0 (30 days) |
0 (30 days) |
Maximum Age |
60 |
54 |
60 (policy term<=25 years), |
60 |
Minimum age |
18 years |
18 years |
18 years |
18 years |
Maximum age |
80 |
70 years (Premier) 67 years (Online) |
80 |
80 |
Minimum Annualized |
100,000 |
Web Aggregator : 12,000 |
12,000 |
12,000 |
Minimum Annualized |
100,000 |
12,000 |
12,000 |
12,000 |
^Age last birthday
You can purchase this PNB MetLife investment plan offline in any of the following three ways:
Disclaimer:
The linked insurance products do not offer any liquidity during first five years of the contract. The policyholder will not be able to surrender/ withdraw the monies invested in linked insurance products completely or partially till the end of fifth Year.
Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. PNB MetLife India Insurance Company Limited is only the name of the Life Insurance Company and PNB MetLife Mera Wealth Plan is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The policyholder can know the value of policy wise units as per the FORM D02 through a secured login on the PNB MetLife website (www.pnbmetlife.com)
Tax laws are subject to change from time to time and advised to consult your tax consultants for more details.
AD-F/2024-25/483
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Rs. 930 Crores
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99.20%
Claim settlement ratio for retail business
16500
Locations & strong branch network
As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.
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