INTRODUCTION
 
PNB MetLife India Insurance Company Limited (‘we” or “us” or “our” or ‘Company/PMLI/PNB MetLife’) may use cookies, web beacons, tracking pixels, and other tracking technologies when you visit our website [www.pnbmetlife.com], including mobile website, or mobile application related or connected thereto (collectively, the “Site”) to help customize the Site and improve your experience.
We reserve the right to make changes to our Cookie Policy from time to time to keep it up-to-date. We will alert you with the revised policy on the website about any changes by updating the “Last Updated” date of this Cookie Policy. Any changes or modifications will be effective immediately upon posting the updated Cookie Policy on the Site.
You are encouraged to periodically review this Cookie Policy to stay informed of updates as and when you visit the website. You will be deemed to have been made aware of, will be subject to, and will be deemed to have accepted the changes in our revised Cookie Policy by your continued use of the Site after the date such revised Cookie Policy is posted.

We use cookies and web beacons to:

• Recognize your browser
• Tailor the website and our products to suit your interests, needs and preferences
• Enable you to move around the website and use its features
• Collect information on how you use the website

USE OF INFORMATION THROUGH TECHNOLOGY
Cookies and Web Beacons:
Our websites also use cookies and web beacons to collect and store information.

Cookies: are pieces of information that a website sends to your computer while you are viewing the website. We use cookies for a variety of purposes. For example, when you return to one of our websites after logging in, cookies provide information to the website so that the website will remember who you are. You can choose to have your computer warn you each time a cookie is sent, or you can choose to turn off all cookies. You can do this through your browser (e.g., Netscape or Internet Explorer) settings. Each browser is a little different, so look at your browser Help menu to learn the correct way to modify your cookies. However, if the cookies are disabled, it will have an impact on your overall experience while using the website.

Web beacons: are small pieces of data that are embedded in images on the pages of websites and in our email communications. We also use these web beacons to analyze the traffic patterns, such as the frequency users visit various areas of our websites. These technical methods may involve transmitting information either directly to us or to another entity authorized by us to collect information on our behalf.

Network Advertisers: Advertisements managed by third parties may be placed on our websites. These companies are called 'network advertisers.' Network advertisers placing advertisements on our websites may also use cookies and web beacons to collect information when you click on or move your cursor over one of their banner advertisements. You may not realize this information is being collected. In some cases, we may have access to information from web beacons and cookies used by network advertisers on our sites, and this information may permit us to identify other sites that you have visited that are also associated with the network advertiser. In doing so, however, network advertisers do not collect personal information, and we do not give any personally identifiable information to them.
Finally, if you choose to click on an advertisement and leave the Site, our Company Privacy Policy no longer applies, and you must read the privacy policy of the advertisers to see how your information will be handled on their websites.

CONTROL OF COOKIES
Most browsers are set to accept cookies by default. By virtue of using the website and giving your consent to the cookie notice, you agree to the use of the cookies by PNB MetLife in accordance with this Cookie Policy. However, you can remove or reject/delete cookies in your browser’s settings. Please be aware that such action could affect the availability and functionality of the Site.
For more information on how to control/manage cookies, check your browser or device’s settings for how you can control or reject cookies, or visit the following links:
Apple Safari
Google Chrome
Microsoft Edge
Microsoft Internet Explorer
Mozilla Firefox
Opera
Android (Chrome)
Blackberry
iPhone or iPad (Chrome)
iPhone or iPad (Safari)

CONTACT US
In case of any privacy related concerns, feedback or grievance, the customer can contact:
Mr. Samrat Das
Chief Privacy Officer
PNB MetLife India Insurance Co. Ltd.
101, 1st Floor, Techniplex – 1,
Techniplex Complex, Off Veer Savarkar Flyover,
Goregaon West, Mumbai – 400 062, India
Email us at india_grievancecell@pnbmetlife.co.in