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Get additional health cover with a flexible plan
Non-Linked One Year Renewable Group Rider | UIN: 117B017V01
There is an ever increasing need to achieve cost-effective protection, on a world-wide basis, against a range of different risks whether it is protecting employees or protecting customers of any affinity group. Presenting MetLife Group Accidental Permanent & Partial Disability Plus, a one year renewable rider, which helps you to protect your group members and provides them security.
Flexible Premium Payment Modes
MetLife Group Accidental Permanent & Partial Disability Plus is a flexible rider that allows you to choose from Half Yearly, Quarterly or Monthly premium payments to ensure a stable life for you and your family.
As per the prevailing tax laws, this rider gives you the advantage of availing Tax Benefits on both premiums paid and Benefits received.
Chance for Renewal
On consent of the Company, the Life Insured can renew this rider every year along with the Base Plan on the Annual Renewal Date as mentioned in the schedule.
Guaranteed Premium Rates.
With this plan, you don’t have to worry about fluctuating rates as they are fixed for a period of one year.
Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty will not be covered under this rider.
Accident during Flying Activity
Benefits are not payable upon member participation in any flying activity, other than as a passenger in a commercially licensed aircraft.
Alcohol or Solvent abuse or taking of Drugs, narcotics or psychotropic substances unless taken in accordance with the lawful directions and prescription of a registered medical practitioner are not covered.
Benefits will not be payable for any injury which is deemed intentional of self-inflicted under this rider.
If the Life Assured’s death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in Inforce status. We shall not be liable to pay any interest on this amount.
This Rider pays a percentage of the rider Sum Assured in the case of Permanent Partial Disability and/or Permanent Total Loss of use of limbs, sight, hearing and/or speech due to accident.
Get freedom from financial worries in unforeseen accidents
Enhance your Life Insurance Cover and be double sure!
As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at email@example.com or firstname.lastname@example.org. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.