Group Accident Insurance Rider with Partial Disability Benefit

Name: Group Accidental Permanent Partial Disability
Brand: PNB MetLife
Rating: 4.7 (19234 reviews)

What would you like to do first?

There is an ever increasing need to achieve cost-effective protection, on a world-wide basis, against a range of different risks whether it is protecting employees or protecting customers of any affinity group. Presenting PNB MetLife Group Accidental Permanent & Partial Disability Plus, a one year renewable rider, which helps you to protect your group members and provides them security.

PNB MetLife Group Accidental Permanent & Partial Disability Plus in a nutshell

Employee protection
Protection for family against Accidental Permanent and Partial Disability
Additional Sum Assured along with Base Policy

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What you get

Flexible Premium Payment Modes

PNB MetLife Group Accidental Permanent & Partial Disability Plus is a flexible rider that allows you to choose from Half Yearly, Quarterly or Monthly premium payments to ensure a stable life for you and your family.

Tax Benefits²

As per the prevailing tax laws, this rider gives you the advantage of availing Tax Benefits on both premiums paid and Benefits received.

Chance for Renewal

On consent of the Company, the Life Insured can renew this rider every year along with the Base Plan on the Annual Renewal Date as mentioned in the schedule.

Guaranteed¹ Premium Rates.

With this plan, you don’t have to worry about fluctuating rates as they are fixed for a period of one year.

What you don’t get

Drug Abuse: Member under the influence of Alcohol or solvent abuse or use of drugs except under the direction of a registered medical practitioner.
Self-Inflicted Injury: Intentional Self-Inflicted Injury.
Criminal acts: Member involvement in criminal and/or unlawful acts with criminal and/or unlawful intent.
War and Civil Commotion: War, invasion, hostilities, (whether war is declared or not), civil, war, rebellion, revolution or taking part in riot or civil commotion.
Nuclear Contamination: The radioactive, explosive or hazardous nature of nuclear fuel materials or property contaminated by nuclear fuel materials or accident arising from such nature.
Aviation: Member participation in any flying activity, other than as a passenger in a commercially licensed aircraft or participation in a non-military flight for the purpose of descent from the aircraft while in flight.
Hazardous sports and pastimes: Taking part or practicing for any hazardous hobby, pursuit or any race not previously declared and accepted by the company including, but not limited to the following: All forms of racing (i.e. whether in a powered vehicle or not), Trekking/rock climbing/mountaineering, River Rafting/kayaking/canoeing , Bungee Jumping, Skydiving, Scuba diving, etc.
Infection: Loss caused or contributed to by any infection, except infection caused by an external visible wound accidentally sustained.
Poison: Taking or absorbing, accidentally or otherwise, any poison.
Toxic Gases: Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty.

Frequently Asked Questions

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What is PNB MetLife Group Accidental Permanent & Partial Disability Plus Rider?

This Rider pays a percentage of the rider Sum Assured in the case of Permanent Partial Disability and/or Permanent Total Loss of use of limbs, sight, hearing and/or speech due to accident.

How can I buy PNB MetLife Group Accidental Permanent & Partial Disability Plus Rider?

Disclaimer:

PNB MetLife Group Accidental Permanent & Partial Disability Plus Rider is a Non-Linked, Non – Participating, One Year Renewable, Group, Pure Risk, Health Insurance Rider UIN: 117B017V02. For more details on terms & conditions, please read the Sales brochure carefully before concluding any sale.

¹T&C Apply

²Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.

^{^}Monthly mode is available for standing instruction/direct debit options (including Automated Clearing House- ACH)

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