Punjab National Bank (PNB), India’s first Swadeshi Bank, commenced its operations on April 12, 1895 from Lahore, with an authorised capital of Rs 2 lac and working capital of Rs 20,000. The Bank was established by the spirit of nationalism and was the first bank purely managed by Indians with Indian Capital. During the long history of the Bank, 9 banks have been merged/amalgamated with PNB.

Post amalgamation of eOBC & eUNI w.e.f 01.04.2020, PNB has expanded its presence across India. As at the end of June2021, Bank has total 36851 delivery channels with a network of 10641 domestic branches, 2 International branches, 13690 ATMs & 12518 Business Correspondents. PNB is the second largest Public Sector Bank (PSB) in the country with Global Gross Business at Rs. 18,23,685 crore. The Bank continues to maintain its forte in low cost CASA deposits with a share of 45.15%. Bank’s focus has been on qualitative business growth, recovery and arresting fresh slippages.

Corporate Headquarters: Plot No 4, Sector -10 Dwarka New Delhi -110075

Website - Personal Banking | Internet Banking Services | Corporate Banking Services (pnbindia.in)

J&K Bank functions as a universal bank in the Union Territories of Jammu & Kashmir and Ladakh and as a specialised bank in the rest of the country. It is also designated as RBI’s agent for banking business, and carries out the banking business of the Union Territories of Jammu & Kashmir and Ladakh, besides collecting central taxes for CBDT.

J&K Bank follows a two-legged business model whereby it seeks to increase lending in its home territory which results in higher margins despite modest volumes, and at the same time, seeks to capture niche lending opportunities on a pan-India basis to build volumes and improve margins.

J&K Bank operates on the principle of 'socially empowering banking' and seeks to deliver innovative financial solutions for household, small and medium enterprises.

The Bank, incorporated in 1938, and is listed on the NSE and the BSE.

Corporate Headquarters: M A Road, Srinagar 190 001, Jammu & Kashmir

Website: www.jkbank.com

Karnataka Bank Limited, a leading 'A' Class Scheduled Commercial Bank in India, was incorporated on February 18th, 1924 at Mangaluru, a coastal town of Dakshina Kannada district in Karnataka State. The bank took shape in the aftermath of patriotic zeal that engulfed the nation during the freedom movement of 20th Century India. Over the years the Bank grew with the merger of Sringeri Sharada Bank Ltd., Chitradurga Bank Ltd. and Bank of Karnataka.

With over 9 decades of experience at the forefront of providing professional banking services and quality customer service, the Bank now has a national presence with a network of 858 branches spread across 22 states and 2 Union Territories.

Managed by a dedicated & professional management team, the Bank has over 8,220 employees, 1,46,000 shareholders and over 10.21 million customers. Today, the Bank has emerged as a leading financial service institution in India.

Corporate Headquarters: Karnataka Bank Limited, Post Box No. 599.Mahaveera Circle, Kankanady, Mangaluru-575 002.

Website: www.karnatakabank.com

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