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    PNB MetLife Critical Illness Rider

    Reduce your financial stress with an additional cover

    Health Rider | UIN: 117B023V02

    Your financial stress with an additional cover.

    With the ever-increasing level of pressure in our fast-moving lives, stress can take a serious toll on our health. While critical illnesses like heart attacks and cancer have become common, PNB MetLife Critical Illness Rider provider you with health cover against them to ensure that your family’s needs are fulfilled, even in your absence.

    PNB MetLife Critical Illness Rider in a nutshell
    • Additional health cover
    • Flexibility to meet your needs
    • Tax* advantage
    • Reasonable premium

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    What you get

    PNB MetLife Critical Illness Rider ensures
    • Get additional protection against cancer and heart attack
    • Stay protected with additional cover under base policy.
    • Flexibility to choose Sum Assured to meet varying needs.

    What you don’t get

    Frequently Asked Questions

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    What is PNB MetLife Critical Illness Rider?

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    In these days of increasing stress, good health is a major concern for all of us. With a fast-paced life, the chances of contracting serious illnesses like a heart attack or cancer have increased. Thankfully, with medical advancement, the chances of surviving them are also high – but so are the costs of such treatments. These major illnesses affect the family emotionally as well as financially. While we may not be able to predict or prevent these diseases from occurring, we can certainly protect against it. Life insurance companies in India provide many critical health insurance plans. PNB MetLife Critical illness Rider is a health insurance Rider

    What does PNB MetLife Critical Illness Rider ensure?

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    • Get additional protection against cancer and heart attack.
    • Stay protected with additional cover under base policy.
    • Flexibility to choose Sum Assured to meet varying needs

    What are the key Benefits of PNB MetLife Critical Illness Rider?

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    • Additional health cover
    • Flexibility to meet your needs
    • Tax* advantage
    • Reasonable premium

    When is Sum Assured payable under this Rider?

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    The chosen Critical Illness (CI) Sum Assured shall be payable upon the first diagnosis of one of the covered Critical Illnesses (listed below), provided the following:

    • The Person Insured survives for at least 30 days from the date of first diagnosis.
    • The critical illness is diagnosed after the completion of the Waiting Period of 90 days from date of commencement or reinstatement, as applicable.

    What are the eligibility criteria for this plan?

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    Boundary Conditions Eligibility Criteria
    Age at Entry(1) 18 years - 65 years
    Cover Ceasing Age 75 years
    Policy Term(2) 10 years - 40 years
    Premium Payment Modes Single, Yearly, Half-Yearly, Quarterly , Monthly(*) (only on ECS)& Payroll Saving Plan (PSP)
    Premium Payment Options Single 5 Pay 7 Pay 10 Pay 12 Pay 15 Pay Regular Pay
    Minimum Rider Sum Assured(3) (Rs.) 500000 500000 500000 500000 500000 500000 500000
    Maximum Rider Sum Assured(3) (Rs.) 50,00,000 50,00,000 50,00,000 50,00,000 50,00,000 50,00,000 50,00,000
    Min. Annualized Rider Premium(4) (Rs.) 670 135 135 100 100 100 75
    Max. Annualized Rider Premium(4) (Rs.) 7,66,650 1,44,200 1,10,000 87,100 81,400 72,900 80,450

    *ECS Mandatory

    1 Age Last Birthday
    2 The Rider Policy Term can be equal to or Less than the Base Policy Term
    3 Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
    4 Exclusive of Taxes

    *Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.

    How can I buy PNB MetLife Critical Illness Rider?

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    You can buy this plan offline through any of the following options:

    Disclaimer:

    • *Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details

    AD-F/2020-21/00329

    Please fill out personal information

    Thank you for your interest in PNB MetLife Solutions, the brochure has been sent to your email ID.

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    Disclaimer

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    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

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