PNB MetLife Century Pro Plus Solution
Create a legacy for your loved ones and maximize your wealth with the combined power of PNB MetLife Century Plan and PNB MetLife Smart Platinum Plus
1Maximum maturity age up to 99 or 100 years as per maturity age option chosen by the policyholder.
2Partial Withdrawal is only available with PNB MetLife Smart Platinum Plus. Please refer policy terms and conditions for further details.
Eligibility Criteria
| PARAMETERS | COMBINED BENEFITS |
|---|---|
| Options | PNB MetLife Century Plan: Super Income Option PNB MetLife Smart Platinum Plus: Wealth Option |
| Premium Payment Term (PPT)/Policy Term (PT) (in years) | Option to choose any combination of PPT and PT individually offered in both the plans. |
| Entry Age* (in years) | Without Family Care Benefit Minimum: 0(30 days) Maximum: 55 (PPT 5 to 9) | 60 (PPT 10, 12 and 15) With Family Care Benefit Minimum: 18 Maximum: 50 (PPT 5 to 10, 12 and 15) |
| Minimum Annualised Premium for the solution | PNB MetLife Century Plan: Minimum premium varies basis entry age, PPT and maturity age. |
| Maximum Annualised Premium | As per Board Approved Underwriting Policy |
| Premium Payment Mode | Yearly |
| Income Payout Mode~ | Yearly |
~ Applicable to PNB MetLife Century Plan
!Minimum premium mentioned for PNB MetLife Smart Platinum Plus has been derived from formula basis entry age, premium payment term and maturity age for the purpose of this solution only.
*All references to age are as on age last birthday.
Disclaimer:
Linked insurance products/ annuity products with variable annuity pay-out option are different from the traditional insurance products and are subject to the risk factors.
The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The annuity amount/NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions.PNB MetLife India Insurance Company Limited is only the name of the Life Insurance Company and PNB MetLife Smart Platinum Plus is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns.
Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company.
The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The past performance of the funds is not indicative of the future performance.
IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.
The unit linked insurance products do not offer any liquidity during the 1st five years of the contract. The policyholder will not be able to surrender/ withdraw the monies invested in unit linked insurance products completely or partially till the end of the fifth year.
The risk factors of the bonuses projected under the product are not guaranteed
past performance doesn't construe any indication of future bonuses and
These products are subject to the overall performance of the insurer in terms of investments, management of expenses, mortality and lapses.
This advertisement is designed for combination of Benefits of two individual and separate products named (1) PNB MetLife Smart Platinum Plus (Individual, Unit Linked, Non-Participating, Life Insurance Plan) - UIN:117L125V03 and (2) PNB MetLife Century Plan (Individual, Non-Linked, Participating, Savings Life Insurance Plan) - UIN:117N129V02. These products are also available for sale individually without the combination offered/ suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
For more details on risk factors, terms and conditions, please read the individual sales brochure before concluding any sale.
AD-F/2024-25/1077
Rs. 930 Crores
Bonus declared for Participating Policies in FY’23-24
2.35 Lakh+
transactions completed on the khUshi chatbot.
99.20%
Claim settlement ratio for retail business
16500
Locations & strong branch network
As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.
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