You cannot surely predict the future. But you can protect it.
Non-Linked One Year Renewable Group Rider | UIN: 117B018V01
The future is unpredictable and while we may never know what life has in store hold for us. So, MetLife Group Serious Illness Rider Plus offers you the opportunity to cover against a total of 15 illnesses, ensuring complete protection of your loved ones in every walk of life.
Protection in the Now
Contracting a serious illness can out a financial strain. With the MetLife Group Serious Illness Rider, you get money to pay for the illness when you need it rather than the end of the treatment, ensuring protection against life.
Wide Coverage of Illnesses
With this Rider, you can get payment on proper diagnosis on as many as 15 serious illness conditions, thereby protecting you against more health risks.
Chance for Renewal
On consent of the Company, the Life Insured can renew this Rider every year along with the Base Plan on the Annual Renewal Date as mentioned in the schedule.
Premium Guarantee on Completing Survival Period
Under this Rider, the Benefit amount is payable with premium rates for a period of one year if the Life Insured survives for a period of at least days from date of diagnosis
Toxic Gases
Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty will not be covered under this Rider.
Accident during Flying Activity
Benefits are not payable upon member participation in any flying activity, other than as a passenger in a commercially licensed aircraft.
Substance Abuse
Member under the influence of Alcohol or solvent abuse or use of drug except under the direction of a registered medical practitioner is not covered.
Self-inflicted Injury
Benefits will not be payable for any injury which is deemed intentional of self-inflicted under this Rider.
Suicide Exclusions
If the Life Assured’s death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in Inforce status. We shall not be liable to pay any interest on this amount.
MetLife Group Serious Illness Rider provides payment of on diagnosis of as many as 15 serious conditions. You can have the money to pay for the illness when you need it rather than after the treatment is over, thus helping you protect yourself against any health or lifestyle risk.
Disclaimer:
AD-F/2020-21/00331
As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.
PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.