MetLife Group Serious Illness Rider

Contracting a serious illness can out a financial strain. With the MetLife Group Serious Illness Rider, you get money to pay for the illness when you need it rather than the end of the treatment, ensuring protection against life.

With this Rider, you can get payment on proper diagnosis on as many as 15 serious illness conditions, thereby protecting you against more health risks. 

On consent of the Company, the Life Insured can renew this Rider every year along with the Base Plan on the Annual Renewal Date as mentioned in the schedule.

Under this Rider, the Benefit amount is payable with premium rates for a period of one year if the Life Insured survives for a period of at least days from date of diagnosis

Inhaling any gas or fumes, accidentally or otherwise, except accidentally in the course of duty will not be covered under this Rider.

Benefits are not payable upon member participation in any flying activity, other than as a passenger in a commercially licensed aircraft.

Member under the influence of Alcohol or solvent abuse or use of drug except under the direction of a registered medical practitioner is not covered.

Benefits will not be payable for any injury which is deemed intentional of self-inflicted under this Rider. 

If the Life Assured’s death is due to suicide within twelve months from the date of commencement of risk or from the Date of Revival of the Policy as applicable, the Nominee or beneficiary of the Policyholder shall be entitled to 80% of the total Premium paid till the date of death under the Policy death or Surrender Value available as on the date of death, whichever is higher, provided the Policy is in Inforce status. We shall not be liable to pay any interest on this amount.