PNB MetLife Hybrid

IN THIS POLICY, THE INVESTMENT RISK IN INVESTMENT PORTFOLIO IS BORNE BY THE POLICYHOLDER.

The Linked Insurance Product do not offer any liquidity during the first five years of the contract. The policyholder will not be able to surrender/withdraw the monies invested in Linked Insurance Products completely or partially till the end of the fifth year.

This advertisement is designed for combination of Benefits of two individual and separate products named (1) PNB MetLife Grand Assured Income Plan (An Individual, Non-Linked, Non-Participating, Deferred Annuity Product) - UIN:117N134V06 and (2) PNB MetLife Smart Platinum Plus (Individual, Unit Linked, Non-Participating, Life Insurance Plan) - UIN:117L125V06. These products are also available for sale individually without the combination offered/ suggested. This Advertisement is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.

¹Guaranteed lifetime annuity is payable through PNB MetLife Grand Assured Income Plan, subject to the terms and conditions, provided the policy is in force and all due premiums have been paid.
²Life cover throughout policy term of PNB MetLife Smart Platinum Plus and PNB MetLife Grand Assured Income Plan – Life Annuity with Return of Purchase Price option. In case of PNB MetLife Grand Assured Income Plan – Life Annuity option, life cover is only applicable till end of the deferment period chosen.
³Partial Withdrawal is only available with PNB MetLife Smart Platinum Plus and can be availed only after the completion of 5 policy anniversaries or on attainment of age 18 by the Life Assured, whichever is later. Please refer policy terms and conditions for further details.
For more details on risk factors, terms, and conditions, please read the individual sales brochure before concluding any sale.
Tax benefits are as per the Income Tax Act, 1961 & are subject to amendments made there to from time to time.
Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.
Linked insurance products/ annuity products with variable annuity pay-out option are different from the traditional insurance products and are subject to the risk factors. ii. The premium paid in linked insurance policies or the annuity offered under the annuity policies with variable annuity pay-out option are subject to investment risks associated with capital markets and publicly available index. The annuity amount/NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market/publicly available index and the insured is responsible for his/her decisions. iii PNB MetLife India Insurance Company Ltd is only the name of the Life Insurance Company and PNB MetLife Smart Platinum Plus is only the name of the linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. iv. Please know the associated risks and the applicable charges, from your insurance agent or intermediary or policy document issued by the insurance company. v. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The past performance of the funds is not indicative of the future performance. For more details on terms & conditions, Please read the Sales brochure carefully before concluding any sale.
AD-F/2025-26/281