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    PNB MetLife Accidental Death Benefit Rider Plus

    Get freedom from financial worries in unforeseen accidents

    (UIN: 117B020V03)

    The future is unpredictable. While we may never know what life may hold for us, with PNB MetLife Accidental Death Benefit Rider Plus offers flexibility to customise and enhance our base policy to ensure a secure future for your family, in case of unfortunate events.

    PNB MetLife Accidental Death Benefit Rider Plus in a nutshell
    • Protection with additional cover under base policy.
    • Nominal premiums to ensure financial stability.
    • Flexibility in Rider term choosing the Sum Assured.
    • Tax* Benefits on premiums and Benefits.

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    What you get

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    Frequently Asked Questions

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    What is PNB MetLife Accidental Death Benefit Rider Plus?

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     Every person has a different need and we at PNB MetLife recognize this. To give you the flexibility to customize and enhance your cover, we offer you PNB MetLife Accidental Death Benefit Rider Plus - a Rider which you may opt for along with your basic policy and shape your policy to suit your individual needs, for a nominal premium.

    What does PNB MetLife Accidental Death Benefit Rider Plus ensure?

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    • Additional protection to coverage under base policy
    • Flexibility to choose Rider term and Sum Assured to meet varying needs
    • Tax* advantages on the premiums paid and on the Benefits received

    What are the key benefits of PNB MetLife Accidental Death Benefit Rider Plus?

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    • Additional health cover
    • Flexibility to meet your needs
    • Tax* advantage
    • Reasonable premium

    What are the eligibility criteria for this plan?

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    Boundary Conditions Eligibility Criteria
    Age at Entry(1) 18 years - 65 years
    Cover Ceasing Age 70 years
    Policy Term(2) 5 years - 40 years
    Premium Payment Modes Single, Yearly, Half-yearly, Quarterly, Monthly* & Payroll savings program.
    Premium Payment Options Single 5 Pay 7 Pay 10 Pay 12 Pay 15 Pay Regular Pay
    Minimum Rider Sum Assured(3) Rs. 1,50,000
    (Rs. 5 lacs for 'On Line')
    (Rs. 5 lacs for 'On Line')
    Maximum Rider Sum Assured(3) Rs.1Crore
    (Rs. 2 Crore for 'On Line')
    Min. Annualized Rider Premium(4) Rs.465 Rs.285 Rs.285 Rs.60 Rs.60 Rs.60 Rs.37.50
    Max. Annualized Rider Premium(4) Rs.

    *ECS Mandatory

    1 Age Last Birthday
    2 The Rider Policy Term can be equal to or Less than the Base Policy Term
    3 Subject to the condition that the Rider Sum Assure is less than the Base Policy Sum Assured
    4 Exclusive of Taxes

    *Age Last Birthday, ECS mandatory for monthly mode, Min/Max premiums does not include the taxes or extra premiums.

    How can I buy PNB MetLife Accidental Death Benefit Rider Plus?

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    • *Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details


    Please fill out personal information

    Thank you for your interest in PNB MetLife Solutions, the brochure has been sent to your email ID.



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    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at or You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

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