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BMI or Body Mass Index is a way to measure body size by combining your weight and height. It helps show how much fat is in your body and can tell you if your weight is healthy for your height. BMI can place you in one of these categories: underweight, healthy weight, overweight, or obese. If your BMI is outside the healthy range, you may have increased health risks.
For example, two people of different heights might weigh the same, but their BMIs will be different. Generally, a taller person with the same weight will have a healthier BMI than a shorter person. This is because the taller person's weight is more suitable for their height, while the shorter person with the same weight might be overweight or obese.
Also, the ideal weight for someone might differ between men and women of the same height. BMI Calculator online such as the one provided above by PNB MetLife, can be used to find out if you're in a healthy weight range.
A BMI Calculator or a BMI checker is a tool, available both online and offline, that helps you see if your weight is right for your height. It compares your weight with your height to determine if you’re in a healthy weight range.
The calculator divides your weight by the square of your height. This result shows whether your BMI falls within a healthy range, which is usually between 18.5 and 24.9 for most adults. For children aged 2 to 20, the calculator also considers age and gender.
For adults over 20, the BMI calculation is the same for everyone, whether you're male or female. You can use any standard BMI calculator, whether online or offline.
Keep in mind, a BMI checker doesn’t measure body fat directly and doesn’t account for factors like age, sex, or muscle mass. Instead, it gives a general idea of your weight category, which can help you understand potential health risks when combined with other health information..
BMI gives you a good idea of whether your weight is right for your height, helping you avoid potential health problems. You can use BMI calculator online to find out your BMI. Note that BMI calculators for men and women are the same, but those for children consider age and gender.
Here’s why you should use BMI Calculator online:
Calculating BMI is simple, but you need to know your weight and height beforehand. You can either use a formula or plug your details into a free online BMI calculator. Here’s how to calculate your BMI:
Measure Your Weight: Use a scale to weigh yourself and record your weight to the nearest pound.
Measure Your Height: Stand against a wall, mark your height, and measure it in feet and inches.
Once you have your weight and height, you can either use a BMI formula to calculate it yourself or enter the numbers into an online BMI calculator.
The calculator will show your BMI. If your BMI falls within the healthy range, you’re all set. If your BMI is too low or too high, it’s a good idea to consult a doctor. They can help you manage your weight and reduce any associated health risks.
For adults, a healthy BMI is between 18.5 and 24.9. A BMI under 15 is considered severely underweight, while 15 to 18 is underweight. A BMI from 25 to 30 is overweight, and a BMI between 30 and 40, or above 40, is considered obese or severely obese.
If you prefer to calculate your BMI manually instead of using a BMI Calculator online, you can use one of these formulas:
For the Metric System:
BMI = Weight (kg) / Height (m²)
For the Imperial System:
BMI = (Weight (lbs) / Height (in²)) × 703
For example, if someone is 175 cm (1.75 m) tall and weighs 75 kg, their BMI using the metric formula would be:
BMI = 75 kg / (1.75 m × 1.75 m) = 24.49
Knowing your BMI helps you understand your health better. If your BMI is too high or too low, it could indicate potential health risks, especially as you age. Regularly checking your BMI can help you monitor your overall health and take steps to prevent health issues. If your BMI is outside the ideal range, it's a good idea to get checked by a doctor at least every six months.
The Body Mass Index chart for adults (above 20 years of age) and children (between 2 and 20 years of age) is different.
For adults over 20 years of age, the BMI chart is classified into the following weight status categories:
BMI Range | Weight Status |
---|---|
Below 18.5 | Underweight |
Between 18.5 and 24.9 | Normal Weight |
Between 25 and 29.9 | Overweight |
Between 30 and 35 | Obesity |
Over 35 | Severe Obesity |
The BMI range remains the same for men and women. Therefore, there is no separate BMI chart for men and women.
For children above two years and under 20 years, the fat content changes with age. Some girls might have more body fat than boys of their age. The BMI formula for children is the same as for adults, but the BMI chart for children differs. To determine if your child’s BMI is within a healthy range, you can use a BMI checker to compare their BMI value with other children of the same age and gender. This is done using a specific BMI chart that includes percentages and percentiles. The BMI range according to these percentages and percentiles is:
As per this BMI chart, if your child has a 25th BMI percentile, then they are in the normal weight range. Also, the child’s weight is higher than 25% of the children of the same age. The BMI percentile is assessed in correspondence to the gender of the child
For adults, the Body Mass Index calculated from the BMI formula is interpreted using a reference table. The interpretation of BMI for men and BMI for women is through the same body mass index chart.
As per WHO, BMI values below 18.5 are considered underweight. If a person's BMI is between 18.5 and 24.9, then the person is considered healthy. Deviations below or above this range indicate potential health risks. A BMI between 25 and 29.9 suggests that one is overweight, and a BMI above 30 is classified as obesity. To determine your BMI, you can use a BMI Calculator online. For clinical purposes, obesity can be divided into three categories:
Globally, nearly 1.5 million adults (approximately 34% of the total world adult’s population) are overweight or obese. This number will likely reach 3 billion by 2030, which is highly alarming. The risk of developing health issues, such as chronic heart diseases, diabetes, etc., rises sharply for BMI checker values above 21. This also means there is a high of death of people with such serious health ailments.
Alternatively, BMI for children is interpreted using a percentage and percentile method and plotting their body mass index values against the specific references based on their gender and age. For children, it is normal to have different body fat at different ages. Also, girls and boys can have varied body fat percentages.
According to the WHO, the ideal BMI for men is between 18.5 and 24.9. If your BMI falls within this range, it means you’re generally healthy and not underweight, overweight, or obese.
A BMI below 18.5 means you are underweight. You should adjust your diet and exercise to reach a healthier BMI. A BMI above 24.9 means you are overweight, and a BMI over 30 is considered obese. Being overweight or obese can lead to serious health problems, so it's important to consult a doctor or nutritionist to manage your BMI.
Men with a BMI outside the ideal range might feel low energy, tired, or sluggish, which can lead to further health issues. To stay in the healthy BMI range, monitor your weight, maintain a balanced diet, and regularly check your BMI using a BMI checker. If your BMI is not in the ideal range, see a doctor to help address any potential health concerns.
Weight in Kgs/Pounds | Height in Feet and Inches | ||||
---|---|---|---|---|---|
5 ft. | 5 ft. 3 inches | 5 ft. 6 inches | 5 ft. 9 inches | 6ft. | |
58.96/130 | 25.4 | 23 | 21 | 19.2 | 17.6 |
68.03/150 | 29.3 | 26.6 | 24.2 | 22.1 | 20.3 |
77.11/170 | 33.2 | 30.1 | 27.4 | 25.1 | 23.1 |
86.18/190 | 37.1 | 33.7 | 30.7 | 28.1 | 25.8 |
95.25/210 | 41 | 37.2 | 33.9 | 31 | 28.5 |
104.32/230 | 44.9 | 40.7 | 37.1 | 34 | 31.2 |
113.39/250 | 48.8 | 44.3 | 40.3 | 36.9 | 33.9 |
The ideal BMI range is the same for both men and women. For adults, BMI is determined by height and weight, not gender. So, the healthy BMI range for both men and women is between 18.5 and 24.9. A BMI from 18.5 to 24.9 is considered normal. A BMI from 25 to 29 is overweight. A BMI over 30 is classified as obese. Women with a BMI lower than 18.5 are considered underweight.
Although women generally have a higher percentage of body fat than men, the BMI ranges are the same for both genders. Women might need fewer calories than men, and in some cases, a BMI up to 32 might still be normal for women. However, the standard BMI ranges apply to everyone, regardless of gender.
Here is a chart with the ideal BMI for women:
Weight in Kgs/Pounds | Height in Feet and Inches | ||||
---|---|---|---|---|---|
5 ft. | 5 ft. 3 inches | 5 ft. 6 inches | 5 ft. 9 inches | 6ft. | |
58.96/130 | 25.4 | 23 | 21 | 19.2 | 17.6 |
68.03/150 | 29.3 | 26.6 | 24.2 | 22.1 | 20.3 |
77.11/170 | 33.2 | 30.1 | 27.4 | 25.1 | 23.1 |
86.18/190 | 37.1 | 33.7 | 30.7 | 28.1 | 25.8 |
95.25/210 | 41 | 37.2 | 33.9 | 31 | 28.5 |
104.32/230 | 44.9 | 40.7 | 37.1 | 34 | 31.2 |
113.39/250 | 48.8 | 44.3 | 40.3 | 36.9 | 33.9 |
If a BMI check shows that you are overweight, it could lead to several health issues. Being overweight can:
Studies have found that being overweight can increase the risk of:
Extra weight in children and teenagers can also cause serious health problems that continue into adulthood. Overweight or obese children are at higher risk for heart issues, diabetes, sleep apnea, asthma, low self-esteem, and psychological stress.
If your BMI indicates that you're overweight, visit our articles for tips on losing weight and maintaining a healthy lifestyle.
If your BMI checker shows that you’re underweight, it’s important to be aware of the health risks associated with being underweight. While much attention is given to the effects of being overweight, being underweight can also lead to significant health problems.
Some risks of being underweight include:
A low BMI can also signal underlying conditions like anorexia. If your BMI is low, it’s a good idea to consult a doctor.
If your BMI indicates that you're underweight, visit our articles for tips on gaining weight and maintaining a healthy lifestyle.
When you buy a life insurance plan, the insurer sets your premiums based on the risk they associate with your health. If you're healthy, you’ll likely pay lower premiums because your risk of health problems or mortality is lower. Conversely, if you have health issues, you might face higher premiums due to increased risk.
BMI is used by insurance companies to assess your health and estimate the risk of health problems and mortality. A healthy BMI usually results in lower premiums compared to a higher BMI. You can use a BMI Calculator online to monitor your BMI and make lifestyle and dietary changes to bring it into the healthy range, potentially reducing your premiums.
Your BMI can impact your term insurance plan just like it does with health solutions. When you apply for a term insurance policy, the insurance company will often require medical tests, including a check of your weight. Your BMI helps them assess the risk associated with insuring you and sets your premiums accordingly.
If your BMI is high, you may face higher premiums because of the increased risk of health problems and mortality. On the other hand, if you have a healthy BMI, your premiums are likely to be lower. A person with a normal BMI is generally considered to have a lower risk of early death compared to someone with a high BMI, so the insurance company may charge lower premiums in the former case.
BMI helps the insurance company ascertain your health condition and determine the risk of health issues and mortality. A healthy body mass index implies that your premiums will be likely lower than someone with a high body mass index.
Count calories
Generally, the ideal daily calorie intake is 2000 for women and 2500 for men. By counting calories, you ensure that you stay within your daily calorie
range.
Avoid binging
Eating in the right quantity is as important as eating healthy. Avoid overeating and consuming excess calories, especially from unhealthy
food sources
Eat healthy
Making better food choices is key to
maintaining an ideal weight. Opt for
greener vegetables, avoid oily and fried items, give up junk food totally
etc.
Exercise daily
A sedentary lifestyle can cause a lot of
health issues. Remain active and try to
exercise daily to ensure you burn your calories and effectively manage your
weight.
Age and gender do not matter when calculating BMI for adult men and women as they have the same ideal ranges. However, it should be noted that generally adult women tend to have a higher percentage of body fat as compared to men.
BMI is used to measure overweight and obesity because it is easy to calculate, and the various online BMI calculators can determine your BMI in 2-3 minutes without any fee. Even though body mass index calculators are not an accurate diagnostic tool, they can help screen for potential weight-related problems in adults and children. Body mass index values act as a primary indicator of any health issue. If the BMI value is below or above the normal BMI range, the doctor or health professional can then take specific steps, such as:
· Conduct the skinfold thickness test to know the precise level of fat in the body
· Evaluate diet and physical activity
· Assess family history of heart issues and related health risks
. Conduct required health screenings to identify, minimise or prevent any possible health ailments
Body mass index or BMI is the ratio of a person’s body fat percentage in relation to their weight and height. It is calculated by dividing weight by height in M2 and points to one’s health level. The ratio arrived at is correlated with the standard BMI chart and is used to assess one’s risk towards weight-related ailments.
The BMI chart is the same for both men and women. Apart from affecting your health, BMI also affects the price of life insurance premiums. If you have a normal BMI, chances are your life insurance premiums will be lower than those with a BMI that is underweight, overweight, or obese. To understand how the BMI ratio affects your health, you have to refer to the BMI chart. The BMI chart says:
To ensure your premiums are less, you must maintain a BMI within the normal BMI range, that is, from 18(.5) to 24(.9).
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#Provided the policy is in-force and all due premiums have been paid, for 5 pay FMC deducted for first 3 policy years net of taxes and for all other premium payment terms FMC deducted for the first 5 years net of taxes will be added to the fund value.
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