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    Free BMI Calculator Online: Get Your Body Fat Content

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    What Is BMI?

    BMI or Body Mass Index is a way to measure body size by combining your weight and height. It helps show how much fat is in your body and can tell you if your weight is healthy for your height. BMI can place you in one of these categories: underweight, healthy weight, overweight, or obese. If your BMI is outside the healthy range, you may have increased health risks.

    For example, two people of different heights might weigh the same, but their BMIs will be different. Generally, a taller person with the same weight will have a healthier BMI than a shorter person. This is because the taller person's weight is more suitable for their height, while the shorter person with the same weight might be overweight or obese.

    Also, the ideal weight for someone might differ between men and women of the same height. BMI Calculator online such as the one provided above by PNB MetLife, can be used to find out if you're in a healthy weight range.

    What Is BMI Calculator and How to Use It

    BMI Calculator Definition

    A BMI Calculator or a BMI checker is a tool, available both online and offline, that helps you see if your weight is right for your height. It compares your weight with your height to determine if you’re in a healthy weight range.

    How BMI Calculator Works

    The calculator divides your weight by the square of your height. This result shows whether your BMI falls within a healthy range, which is usually between 18.5 and 24.9 for most adults. For children aged 2 to 20, the calculator also considers age and gender.

    For adults over 20, the BMI calculation is the same for everyone, whether you're male or female. You can use any standard BMI calculator, whether online or offline.

    Keep in mind, a BMI checker doesn’t measure body fat directly and doesn’t account for factors like age, sex, or muscle mass. Instead, it gives a general idea of your weight category, which can help you understand potential health risks when combined with other health information..

    BMI Calculator Benefits

    BMI gives you a good idea of whether your weight is right for your height, helping you avoid potential health problems. You can use BMI calculator online to find out your BMI. Note that BMI calculators for men and women are the same, but those for children consider age and gender.

    Here’s why you should use BMI Calculator online:

    • It shows whether your BMI is in a healthy range or not.
    • If your BMI is outside the healthy range, you can take steps to reduce health risks.
    • It helps your doctor or nutritionist create a suitable diet and exercise plan to improve your BMI.
    • BMI calculators are inexpensive, easy to use, and provide quick results.
    • They help identify obesity levels and related health risks.
    • They can guide your fitness and health goals.

    What You Need to Know Before Using BMI Calculator

    Calculating BMI is simple, but you need to know your weight and height beforehand. You can either use a formula or plug your details into a free online BMI calculator. Here’s how to calculate your BMI:

    Measure Your Weight: Use a scale to weigh yourself and record your weight to the nearest pound.

    Measure Your Height: Stand against a wall, mark your height, and measure it in feet and inches.

    Once you have your weight and height, you can either use a BMI formula to calculate it yourself or enter the numbers into an online BMI calculator.

    The calculator will show your BMI. If your BMI falls within the healthy range, you’re all set. If your BMI is too low or too high, it’s a good idea to consult a doctor. They can help you manage your weight and reduce any associated health risks.

    For adults, a healthy BMI is between 18.5 and 24.9. A BMI under 15 is considered severely underweight, while 15 to 18 is underweight. A BMI from 25 to 30 is overweight, and a BMI between 30 and 40, or above 40, is considered obese or severely obese.

    BMI Calculation Formula

    If you prefer to calculate your BMI manually instead of using a BMI Calculator online, you can use one of these formulas:

    For the Metric System:

    BMI = Weight (kg) / Height (m²)

    For the Imperial System:

    BMI = (Weight (lbs) / Height (in²)) × 703

    For example, if someone is 175 cm (1.75 m) tall and weighs 75 kg, their BMI using the metric formula would be:

    BMI = 75 kg / (1.75 m × 1.75 m) = 24.49

    Knowing your BMI helps you understand your health better. If your BMI is too high or too low, it could indicate potential health risks, especially as you age. Regularly checking your BMI can help you monitor your overall health and take steps to prevent health issues. If your BMI is outside the ideal range, it's a good idea to get checked by a doctor at least every six months.

    Know more about BMI

    What Your BMI Result Means

    BMI Chart for Adult

    The Body Mass Index chart for adults (above 20 years of age) and children (between 2 and 20 years of age) is different.

    For adults over 20 years of age, the BMI chart is classified into the following weight status categories:

    BMI Range Weight Status
    Below 18.5 Underweight
    Between 18.5 and 24.9 Normal Weight
    Between 25 and 29.9 Overweight
    Between 30 and 35 Obesity
    Over 35 Severe Obesity

    The BMI range remains the same for men and women. Therefore, there is no separate BMI chart for men and women.

    For children above two years and under 20 years, the fat content changes with age. Some girls might have more body fat than boys of their age. The BMI formula for children is the same as for adults, but the BMI chart for children differs. To determine if your child’s BMI is within a healthy range, you can use a BMI checker to compare their BMI value with other children of the same age and gender. This is done using a specific BMI chart that includes percentages and percentiles. The BMI range according to these percentages and percentiles is:

    • Less than the 5th percentile: Underweight
    • Above the 5th but lower than the 85th percentile: Normal weight
    • Above 85th percentile but lower than the 95th percentile: Overweight
    • BMI more than or equal to the 95th percentile: Obesity

    As per this BMI chart, if your child has a 25th BMI percentile, then they are in the normal weight range. Also, the child’s weight is higher than 25% of the children of the same age. The BMI percentile is assessed in correspondence to the gender of the child

    How is BMI Interpreted for Adults?

    For adults, the Body Mass Index calculated from the BMI formula is interpreted using a reference table. The interpretation of BMI for men and BMI for women is through the same body mass index chart.

    As per WHO, BMI values below 18.5 are considered underweight. If a person's BMI is between 18.5 and 24.9, then the person is considered healthy. Deviations below or above this range indicate potential health risks. A BMI between 25 and 29.9 suggests that one is overweight, and a BMI above 30 is classified as obesity. To determine your BMI, you can use a BMI Calculator online. For clinical purposes, obesity can be divided into three categories:

    • Class 1: BMI between 30 and 34.9
    • Class 2: BMI between 35 and 39.9
    • Class 3: BMI above 40

    Globally, nearly 1.5 million adults (approximately 34% of the total world adult’s population) are overweight or obese. This number will likely reach 3 billion by 2030, which is highly alarming. The risk of developing health issues, such as chronic heart diseases, diabetes, etc., rises sharply for BMI checker values above 21. This also means there is a high of death of people with such serious health ailments.

    Alternatively, BMI for children is interpreted using a percentage and percentile method and plotting their body mass index values against the specific references based on their gender and age. For children, it is normal to have different body fat at different ages. Also, girls and boys can have varied body fat percentages.

    Ideal BMI for Men

    According to the WHO, the ideal BMI for men is between 18.5 and 24.9. If your BMI falls within this range, it means you’re generally healthy and not underweight, overweight, or obese.

    A BMI below 18.5 means you are underweight. You should adjust your diet and exercise to reach a healthier BMI. A BMI above 24.9 means you are overweight, and a BMI over 30 is considered obese. Being overweight or obese can lead to serious health problems, so it's important to consult a doctor or nutritionist to manage your BMI.

    Men with a BMI outside the ideal range might feel low energy, tired, or sluggish, which can lead to further health issues. To stay in the healthy BMI range, monitor your weight, maintain a balanced diet, and regularly check your BMI using a BMI checker. If your BMI is not in the ideal range, see a doctor to help address any potential health concerns.

    Weight in Kgs/Pounds Height in Feet and Inches
    5 ft. 5 ft. 3 inches 5 ft. 6 inches 5 ft. 9 inches 6ft.
    58.96/130 25.4 23 21 19.2 17.6
    68.03/150 29.3 26.6 24.2 22.1 20.3
    77.11/170 33.2 30.1 27.4 25.1 23.1
    86.18/190 37.1 33.7 30.7 28.1 25.8
    95.25/210 41 37.2 33.9 31 28.5
    104.32/230 44.9 40.7 37.1 34 31.2
    113.39/250 48.8 44.3 40.3 36.9 33.9

    Ideal BMI for Women

    The ideal BMI range is the same for both men and women. For adults, BMI is determined by height and weight, not gender. So, the healthy BMI range for both men and women is between 18.5 and 24.9. A BMI from 18.5 to 24.9 is considered normal. A BMI from 25 to 29 is overweight. A BMI over 30 is classified as obese. Women with a BMI lower than 18.5 are considered underweight.

    Although women generally have a higher percentage of body fat than men, the BMI ranges are the same for both genders. Women might need fewer calories than men, and in some cases, a BMI up to 32 might still be normal for women. However, the standard BMI ranges apply to everyone, regardless of gender.

    Here is a chart with the ideal BMI for women:

    Weight in Kgs/Pounds Height in Feet and Inches
    5 ft. 5 ft. 3 inches 5 ft. 6 inches 5 ft. 9 inches 6ft.
    58.96/130 25.4 23 21 19.2 17.6
    68.03/150 29.3 26.6 24.2 22.1 20.3
    77.11/170 33.2 30.1 27.4 25.1 23.1
    86.18/190 37.1 33.7 30.7 28.1 25.8
    95.25/210 41 37.2 33.9 31 28.5
    104.32/230 44.9 40.7 37.1 34 31.2
    113.39/250 48.8 44.3 40.3 36.9 33.9

    How the Result May Affects Your Health

    Risk of Being Overweight

    If a BMI check shows that you are overweight, it could lead to several health issues. Being overweight can:

    • Make your heart work harder.
    • Raise your blood pressure and cholesterol levels.
    • Lower your good cholesterol (HDL).
    • Increase your risk of diabetes and other health problems.

    Studies have found that being overweight can increase the risk of:

    • Type 2 diabetes
    • High blood pressure
    • Heart problems
    • High triglycerides
    • Stroke
    • High cholesterol
    • Low good cholesterol
    • Coronary heart disease
    • Heart attack
    • Insulin resistance
    • Gallbladder issues
    • Osteoarthritis
    • Sleep apnea
    • Atherosclerosis
    • Skin problems (like darkening or pigmentation)
    • Breathing issues
    • Hernia
    • Gout
    • Varicose veins
    • Stress
    • Bladder issues
    • Depression
    • Certain cancers (like breast, gallbladder, endometrial, or colon cancer)
    • Polycystic ovary syndrome in women
    • Fertility problems
    • Irregular menstrual cycles

    Extra weight in children and teenagers can also cause serious health problems that continue into adulthood. Overweight or obese children are at higher risk for heart issues, diabetes, sleep apnea, asthma, low self-esteem, and psychological stress.

    How to Lose Weight

    If your BMI indicates that you're overweight, visit our articles for tips on losing weight and maintaining a healthy lifestyle.

    Risk of Being Underweight

    If your BMI checker shows that you’re underweight, it’s important to be aware of the health risks associated with being underweight. While much attention is given to the effects of being overweight, being underweight can also lead to significant health problems.

    Some risks of being underweight include:

    • Malnutrition
    • Vitamin deficiencies
    • Anemia
    • Osteoporosis due to lack of vitamin D and calcium
    • Poor immune function, making it harder to fight infections
    • Higher risk of complications after surgery
    • Fertility issues
    • Irregular menstrual cycles
    • Hormonal imbalances
    • Growth and development issues, especially in teenagers and young children

    A low BMI can also signal underlying conditions like anorexia. If your BMI is low, it’s a good idea to consult a doctor.

    How to Gain Weight

    If your BMI indicates that you're underweight, visit our articles for tips on gaining weight and maintaining a healthy lifestyle.

    Does BMI Affect Insurance Premium?

    When you buy a life insurance plan, the insurer sets your premiums based on the risk they associate with your health. If you're healthy, you’ll likely pay lower premiums because your risk of health problems or mortality is lower. Conversely, if you have health issues, you might face higher premiums due to increased risk.

    BMI is used by insurance companies to assess your health and estimate the risk of health problems and mortality. A healthy BMI usually results in lower premiums compared to a higher BMI. You can use a BMI Calculator online to monitor your BMI and make lifestyle and dietary changes to bring it into the healthy range, potentially reducing your premiums.

    Does BMI Affect Your Term Insurance Policy?

    Your BMI can impact your term insurance plan just like it does with health solutions. When you apply for a term insurance policy, the insurance company will often require medical tests, including a check of your weight. Your BMI helps them assess the risk associated with insuring you and sets your premiums accordingly.

    If your BMI is high, you may face higher premiums because of the increased risk of health problems and mortality. On the other hand, if you have a healthy BMI, your premiums are likely to be lower. A person with a normal BMI is generally considered to have a lower risk of early death compared to someone with a high BMI, so the insurance company may charge lower premiums in the former case.

    How does BMI affect your premium?

    BMI helps the insurance company ascertain your health condition and determine the risk of health issues and mortality. A healthy body mass index implies that your premiums will be likely lower than someone with a high body mass index.

    5 QUICK WAYS TO IMPROVE YOUR BMI
    • Keep a check on your calories.
    • Avoid overeating.
    • Make healthy food choices.
    • Eat at the right time.
    • Exercise and remain active.

    Steps to manage your weight

    Frequently Asked Questions about BMI

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    Does a person’s age and gender matter while calculating BMI?

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    Age and gender do not matter when calculating BMI for adult men and women as they have the same ideal ranges. However, it should be noted that generally adult women tend to have a higher percentage of body fat as compared to men.

    Can BMI effectively assess overweight and obesity? 

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    BMI is used to measure overweight and obesity because it is easy to calculate, and the various online BMI calculators can determine your BMI in 2-3 minutes without any fee. Even though body mass index calculators are not an accurate diagnostic tool, they can help screen for potential weight-related problems in adults and children. Body mass index values act as a primary indicator of any health issue. If the BMI value is below or above the normal BMI range, the doctor or health professional can then take specific steps, such as:

     

    ·  Conduct the skinfold thickness test to know the precise level of fat in the body

     

    ·  Evaluate diet and physical activity

     

    ·  Assess family history of heart issues and related health risks

     

    . Conduct required health screenings to identify, minimise or prevent any possible health ailments

     

    What is the ideal BMI for life insurance?

    Collapsed Expanded

    Body mass index or BMI is the ratio of a person’s body fat percentage in relation to their weight and height. It is calculated by dividing weight by height in M2 and points to one’s health level. The ratio arrived at is correlated with the standard BMI chart and is used to assess one’s risk towards weight-related ailments.

    The BMI chart is the same for both men and women. Apart from affecting your health, BMI also affects the price of life insurance premiums. If you have a normal BMI, chances are your life insurance premiums will be lower than those with a BMI that is underweight, overweight, or obese. To understand how the BMI ratio affects your health, you have to refer to the BMI chart. The BMI chart says:

    • A BMI between 18 and 24 is normal
    • A BMI between 25 and 30 is overweight
    • A BMI above 30 is obese
    • A BMI below 18 is underweight
    • A BMI below 15 is severely underweight
    • A BMI above 40 is severely obese

    To ensure your premiums are less, you must maintain a BMI within the normal BMI range, that is, from 18(.5) to 24(.9).

    Disclaimer

    Collapsed Expanded

    ^Maximum maturity age 99 years for all options except Life Plus Health & ROP Option. Maximum maturity age for Life Plus Health & ROP Option is 75 years.

    #Provided the policy is in-force and all due premiums have been paid, for 5 pay FMC deducted for first 3 policy years net of taxes and for all other premium payment terms FMC deducted for the first 5 years net of taxes will be added to the fund value.

    $Terms and Conditions Apply. Please refer the sales brochure carefully before concluding a sale.

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