Please read the following terms and conditions carefully before using this web site or any of our other web sites.
 
The following terms and conditions apply to our web site including any web sites owned, operated or sponsored by our affiliates but we may add to or supersede certain provisions of these terms and conditions with other provisions located in other parts of all of our web sites.

Liability
The information and description contained herein is not intended to be a complete description of the products and services offered by PNB MetLife India Insurance Company Limited (“PNB MetLife”) and are offered solely for the purpose of general information. The material available on this web site is on as-is where-is basis, without warranties or representations of any kind including suitability or merchantability for a particular purpose and we shall not assume any responsibility for the loss, injury, direct or indirect, special, incidental or consequential damages, expenses, liability that may be suffered from the use of or the inability to use this web site.

Some jurisdictions do not allow the exclusion or limitation of liability for consequential or incidental damages. In such jurisdictions, our liability is limited to the greatest extent permitted by law.

While we have made best efforts to make this web site error free we do not warrant that the use of this site shall be error free or that defects will be corrected or that this website is free of virus or other harmful components. PNB MetLife shall not assume and liability towards correction or servicing.

We do assume any liability or responsibility for timely, trouble free and uninterrupted access and shall not be responsible for any consequent losses.

Intellectual Property Rights
The contents of this website are protected by trademark and copyright laws of India and the United States of America and worldwide copyright laws and treaty provisions. Reproduction, retransmission, public and/or commercial use of any or all the material on this website is prohibited. Certain trademarks, tradenames, logos, phrases used on this website are owned by/licensed to PNB MetLife and copying, uploading, retransmission, distributing and public and/or commercial use of the same is prohibited. Nothing on this web site should be construed as granting, by implication, estoppel, or otherwise, any license or right to use any trademark without our written permission

Hyperlinks 
Links to third party web sites are provided for your convenience and we are not responsible for the content or accuracy or correctness thereof. Links to third party web sites does not mean that we are affiliated with these sites or that we endorse, recommend or sponsor these sites, their products or services they offer or the views or opinions expressed therein. If you wish to link to any PNB MetLife website please contact our webmaster. If you are a PNB MetLife group customer and wish to link this website to this website please contact your PNB MetLife representatives for instructions.

We reserve the right to terminate a link to a third party web site at any time.

Privacy Treatment of Information or Data Transmitted to Us 
Personal information transmitted to us will be treated in accordance with our Privacy Policy.

Proprietary Rights & Restricted Use 
This web site is owned by PNB MetLife and you shall not use this web site to post any libelous, obscene, defamatory, scandalous, inflammatory, pornographic or profane material or any other content that is punishable under law.

You may print a copy of the information contained herein for your personal use only, but you may not reproduce or distribute the text or graphics to others or substantially copy the information on your own server, or link to this web site, without the prior written permission of PNB MetLife.

We Are Not Soliciting Offers 
Unless specifically mentioned herein we are not offering for sale insurance services and products. Some of our products and services may not be available in all jurisdictions.

Jurisdiction
Unless specifically provided herein PNB MetLife does not represent that the material contained herein is available for use in any jurisdiction. Those who choose to access this web site do so at their own initiative.

The laws of the India will govern the content and materials contained in this web site.