PNB MetLife Life Insurance

As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 (For customers calling from within India only) for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance Plans, Term Plan, Protection Plans, Long Term Savings Plans , Retirement Plans & Child Education Plan.

^#Tax benefits are as per Income Tax Act, 1961 & are subject to amendments made thereto from time to time. Please consult your Tax Consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing Tax laws which are subject to change from time to time.

*PNB MetLife started its operations in the year 2001. PNB (established in 1894) and MetLife (established in 1868) are the promoters of PNB MetLife .The combined years of experience/good will /trust of PNB and MetLife is shown in this advertisement.

^{^}NAV of Rs.10/- will be applicable for duly completed proposals received from 15th to 28th November 2024 and issued on 29th November 2024. For policies issued after 29th November, the prevailing on the day of issuance will be applicable.

@Monthly premium of 532 (Exclusive of GST) is illustrated for a non-smoker, healthy female aged 18 years, buying PNB MetLife Mera Term Plan Plus (Individual Non-Linked, Non-Par, Pure risk premium Life insurance product; UIN:117N126V03) for a Basic Sum Assured of 1 Crore, Premium Paying Term: 28 Years, Policy Term: 28 Years, Benefit option: Life, Death Benefit Payout Option: Lump Sum, Additional option: None & Cover Enhancement Option: None.

^{^}Maximum maturity age 99 years for all options except Life Plus Health & ROP Option. Maximum maturity age for Life Plus Health & ROP Option is 75 years.

^**PNB MetLife Mid Cap Fund SFIN No: ULIF02501/01/18MIDCAPFUND117 is not a standalone product and is available for sale with PNB MetLife Unit Linked Insurance Plans Only. Unit Linked Life Insurance products are different from the traditional insurance products and are subject to the risk factors. The premium paid in Unit Linked Insurance policies are subject to investment risks associated with capital markets and the NAVs of the units may go up or down based on the performance of fund and factors influencing the capital market and the insured is responsible for his/her decisions. PNB MetLife India Insurance Company Limited is only the name of the Life Insurance Company and PNB MetLife ULIP Plans is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects or returns. Please know the associated risks and the applicable charges, from your Insurance agent or the Intermediary or policy document issued by the insurance company. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns. The policyholder can know the value of policy wise units as per the FORM D02 through a secured login on the PNB MetLife website (www.pnbmetlife.com)For More details on risk factors, terms and condition please read the sales brochure before concluding the sale. For Further details on all the conditions exclusions related to product, please contact our insurance advisors. The Investment risk in investment portfolio is borne by the policyholder. The past performance is not necessary indicative of future performance. The Unit linked insurance products do not offer any liquidity during the first five years of the contract. The policyolder will not be able to surrender/withdraw the monies invested in unit linked insurance products or partially till the end of the fifth year.

²Zero Tax on ULIP investment up to Rs.2.5 Lakhs Annual Premium, Tax Benefits are as per Income Tax Act 1961, are subject to amendments made there to from time to time, Please consult your tax advisor for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws.

³Fund performance and Morningstar Rating data as of 31st December 2024. Within each Morningstar Category, the top 10% of funds receive five stars, the next 22.5% four stars, the middle 35% three stars, the next 22.5% two stars, and the bottom 10% are rated one star. ‘Morningstar, Inc. is a leading provider of independent investment insights in North America, Europe, Australia, and Asia. The Company offers an extensive line of products and solutions that serve a wide range of market participants, including individual and institutional investors in public and private capital markets, financial advisors and wealth managers, asset managers, retirement plan providers and sponsors, and issuers of fixed-income securities. Morningstar provides data and research insights on a wide range of investment offerings, including managed investment products, publicly listed companies, private capital markets, debt securities, and real-time global market data. Morningstar also offers investment management services through its investment advisory subsidiaries, with approximately $328 billion in AUMA as of Sept. 30, 2024. The Company operates through wholly-owned subsidiaries in 32 countries. For more information, visit www.morningstar.com/company. Follow Morningstar on X (formerly known as Twitter) @MorningstarInc. © 2024 Morningstar. All rights reserved. The Morningstar name is a registered trademark of Morningstar, Inc. in India and other jurisdictions. The information contained here: (1) includes the proprietary information of Morningstar, Inc. and its affiliates, including, without limitation, Morningstar India Private Limited (“Morningstar”); (2) may not be copied, redistributed or used, by any means, in whole or in part, without the prior, written consent of Morningstar; (3) is not warranted to be complete, accurate or timely; and (4) may be drawn from data published on various dates and procured from various sources and (4) shall not be construed as an offer to buy or sell any security or other investment vehicle. Neither Morningstar, Inc. nor any of its affiliates (including, without limitation, Morningstar) nor any of their officers, directors, employees, associates, or agents shall be responsible or liable for any trading decisions, damages or other losses resulting directly or indirectly from the information.’

⁴The return shown above is a 5 year annualized return of PNB MetLife Mid Cap Fund as on 31st Dec 2024.

At PNB MetLife we are delighted to offer a new fund, the “Nifty 500 Momentum 50 Index Fund” (ULIF03115/02/25NIFTYMOMEN117). The objective of the fund is to invest in a basket of stocks drawn from the constituents of NSE’s NIFTY 500 Momentum 50 Index, subject to regulatory limits. The Nifty 500 Momentum 50 Index aims to track the performance of the top 50 companies within the Nifty 500 selected based on their Normalized Momentum Score. Historical data from NSE suggests that the momentum strategy has outperformed vs broader indices in the past. Regulations may restrict us from investing in all the stocks/sectors in line with their weights in the index from time to time, resulting in tracking error. The index funds which track momentum strategies are best suited for individuals with very high risk tolerance and long-term investment goals.

‘9.29% (inclusive of high premium booster) shown is for male age 50 yrs, annualized premium of Rs. 5 Lakhs p.a. exclusive of all taxes, Premium Payment Term of 10 yrs, Life Annuity option chosen with annual annuity frequency. | “Guaranteed benefits are dependent on the product T&C along with other variable factors, provided the policy is in-force & all due premiums have been paid.

Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.

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