Investment refers to the allocation of money or resources into assets or ventures with the expectation of generating income or profit in the future. It involves committing funds to acquire an asset, such as stocks, bonds, real estate, or businesses, to achieve financial returns over time.
The goal of long term investment plan is typically to increase wealth, meet financial goals, protecting the value of money against inflation, or secure future financial stability. Different types of investments carry varying levels of risk and potential reward, depending on factors like market conditions, economic trends, and individual risk tolerance.
Insurance investment plan refers to allocating funds into insurance products that offer both protection and potential financial growth. Unlike traditional insurance policies that primarily provide coverage for risks like illness or accidents, investment-oriented insurance plans combine insurance coverage with investment opportunities in various asset classes like stocks, bonds.
Moreover, investing serves as a shield against the erosive effects of inflation. By strategically allocating funds into assets that generate returns exceeding inflation rates, investors can effectively preserve and increase their purchasing power over the years.
Best investment plan plays a crucial role in securing financial stability and achieving long-term goals. This growth potential enables investments to accumulate into a substantial corpus, providing financial security and enabling individuals to achieve significant milestones such as buying a home, funding education, or enjoying a comfortable retirement.
Read more about Types of Best Investment Plans
While life insurance plans are primarily designed to offer financial protection for you and your family, they can also serve as investment options. Life insurance as an investment in PNB MetLife has two main types: Term Insurance Plans and Return of Premium Plans. Learn more here.
Stocks and equities are popular investments that aim to grow your money quickly over a short to medium period but come with high risk. So, it's crucial to be cautious and thorough when investing in these assets.
Mutual Funds are popular options for medium to long term investment plan investors. Mutual funds are comparatively less risky than stocks since professional fund managers manage them..
These plans offer substantial capital appreciation along with investment security and are mainly beneficial for creating long-term corpus. Public Provident Fund (PPF) and Employee Provident Fund (EPF) are the examples of such a savings plan.
Come with various short to long-term tenures, Fixed Deposits are mainly preferred by risk-averse investors who do not mind gaining limited returns in exchange for wealth security.
When you invest in a bond issued by a company, you are basically lending your money to that company in exchange for periodic interest payouts.
Read more: Get to Know More About Bond Funds
Popular investment option for high-net-worth individuals, it involves purchasing residential or commercial properties with the aim of capital appreciation or regular income generation through rent.
Investing in commodities such as oil, metal, gold, and rubber, allows you to hedge against inflation, enables you to gain good returns.
Tailor-made for retirees and senior citizens, these saving schemes come with fixed returns that are fully taxable.
In India, you have a lot of options when it comes to investing. Here’s the list of best investment plan you can choose:
Deciding on the best investment plan requires careful consideration of various factors tailored to your financial goals and risk tolerance. Understanding which types of investments align best with your objectives involves assessing factors such as investment horizon, desired returns, and risk appetite. Here are some tips for you:
PNB MetLife offers a variety of investment plans in India, tailored to meet your needs and financial goals. Please leave your details below so our helpful agent can contact you to assist in finding the best investment for you .
Piyush Kataria, SEO Manager at PNB MetLife, is a seasoned digital marketing strategist with over a decade of experience in optimizing websites for search engines. His expertise extends to keyword research, content strategy, technical SEO, and link building, all of which have been instrumental in driving organic traffic growth at PNB MetLife. With a strong foundation in life insurance, Piyush leverages his industry knowledge to create targeted and effective SEO campaigns.
Sakshi Malhotra is a seasoned marketing professional associated with the Life Insurance industry since 2007. At PNB MetLife, she heads Digital Marketing and Direct to Customer line of business. She is responsible for driving effective customer engagement through the company’s website and social media channels. In addition, she drives customer online buying journeys to help them buy the right product.
The aforesaid article presents the view of an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability or medical complications incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ health advisor before making any decision.
PNB MetLife India Insurance Company Limited
Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka
IRDAI Registration number 117 | CIN U66010KA2001PLC028883
For more details on risk factors, please read the sales brochure and the terms and conditions of the policy, carefully before concluding the sale.
Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details.
Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.
The marks "PNB" and "MetLife" are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
Call us Toll-free at 1-800-425-6969, Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203.
| Beware of Spurious Phone Calls and Fictitious / Fraudulent Offers! IRDAI or its officials is not involved in activities like selling insurance policies, announcing bonus or investments of premium. Public receiving such phone calls are requested to lodge a police complaint. |
Rs. 930 Crores
Bonus declared for Participating Policies in FY’23-24
2.35 Lakh+
transactions completed on the khUshi chatbot.
99.20%
Claim settlement ratio for retail business
16500
Locations & strong branch network
Get Trusted Advice
Ask khUshi
Hi! I’m khUshi. How can I help you?
