Name: PNB MetLife Capital Guarantee Plus
Brand: PNB MetLife
Rating: 4.4 (3192 reviews)

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Viraasat Solution in a Nutshell
Viraasat	Viraasat with Return of Purchase Price
Get Guaranteed Lifelong income¹	Get Guaranteed Lifelong income¹
Get early Return of Purchase Price, Guaranteed²	Get early Return of Purchase Price, Guaranteed²
Life Insurance cover³	Legacy Planning with Lumpsum corpus⁴
Flexibility to choose Premium Paying term	Flexibility to choose Premium Paying term
^##Tax Benefits as per applicable laws	^##Tax Benefits as per applicable laws
	Life Protection Cover⁵

¹Guaranteed lifetime annuity payable through PNB MetLife Grand Assured Income Plan
²Limited to Maturity Benefit from PNB MetLife Guaranteed Future Plan and basis premium payment term, policy term chosen
³Life cover throughout policy term of PNB MetLife Guaranteed Future Plan and till premium payment term under PNB MetLife Grand Assured Income Plan for Viraasat
⁴Return of purchase price on Death through Life Annuity with Return of Purchase Price (ROP) option of PNB MetLife Grand Assured Income Plan
⁵Life cover throughout policy term of PNB MetLife Guaranteed Future Plan and PNB MetLife Grand Assured Income Plan for Viraasat with Return of Purchase Price

Eligibility Criteria

PARAMETERS	COMBINED BENEFITS
Options	Viraasat PNB MetLife Guaranteed Future Plan: Endowment Option PNB MetLife Grand Assured Income Plan: Life Annuity^#Option	Viraasat with Return of Purchase Price PNB MetLife Guaranteed Future Plan: Endowment option PNB MetLife Grand Assured Income Plan: Life Annuity with Return of Purchase Price Option
Premium Payment Term (PPT)/Policy Term (PT) (in years)	Option to choose any combination of premium payment term and policy term individually offered in both the plans.
Premium Split^~	Option 1 – 50:50 (i.e., combined premium divided equally in PNB MetLife Guaranteed Future Plan and PNB MetLife Grand Assured Income Plan) Option 2 – 60:40 Option 3 – 70:30 Option 4 – 80: 20
*Entry Age^ (in years)**	Minimum: 40 and Maximum: 60
Minimum Annualised Premium	PNB MetLife Guaranteed Future Plan: Rs. 11,287 PNB MetLife Grand Assured Income Plan: Rs. 30,000 (PPT 5/7/10)
Maximum Annualised Premium	As per Board Approved Underwriting Policy
Premium Payment Mode	Yearly/ Half-Yearly and Monthly^**
Annuity Payout Mode	Yearly/ Half-Yearly and Monthly^**

^#Without return of purchase price option.
^~For Options 2, 3 and 4, the combined premium will be divided in said proportions in either of the two products. For e.g., in Option 2, combined premium can be divided in two ways:
• 60% in PNB MetLife Guaranteed Future Plan and 40% in PNB MetLife Grand Assured Income Plan
• 40% in PNB MetLife Guaranteed Future Plan and 60% in PNB MetLife Grand Assured Income Plan
^*All references to age are as on age last birthday.
^**Monthly mode is available for Standing instruction/direct debit options (including Electronic Clearing System (ECS), and Automated Clearing House (ACH)

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By submitting your details, you agree to PNB MetLife's Privacy Policy and authorize PNB MetLife and/or its authorized service providers to verify the above information and/or contact you to assist you with the policy purchase and/or servicing. The approval / authorization provided by you herein will supersede all earlier authorizations / approvals / disapprovals / registrations made by you in this regard.

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Disclaimer:

This advertisement is designed for combination of benefits of two individual and separate products named (1) PNB MetLife Grand Assured Income Plan (An Individual, Non-Linked, Non-Participating, Deferred Annuity Plan) - UIN:117N134V05 and (2) PNB MetLife Guaranteed Future Plan (An Individual, Non-Linked, Non-Participating, Savings Life Insurance Plan) - UIN:117N124V14. These products are also available for sale individually without the combination offered/suggested.

^!T&C Apply.

PNB MetLife Guaranteed Future Plan is an Individual, Non-Linked, Non-Participating, Savings Life Insurance Plan-UIN: 117N124V14. PNB MetLife Grand Assured Income Plan (An Individual, Non-Linked, Non-Participating, Deferred Annuity Plan) -UIN:117N134V05. For more details or risk factors, terms, and conditions, please read the individual sales brochure before concluding any sale. This version of the document invalidates all previous printed versions for this particular plan. ^##Tax benefits are as per the Income Tax Act, 1961 & are subject to amendments made there to from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.

This policy is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
Details on TDS deduction for paid-up policies can be accessed by calling us toll free at 1-800-425-6969 or by writing to us at indiaservice@pnbmetlife.co.in

AD-F/2024-25/1412

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PNB MetLife Guaranteed Future Plan Brochure

PNB MetLife Grand Assured Income Plan Brochure

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Smart Platinum Plus

Get the expert growth plan that matches your dreams!

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PNB MetLife Viraasat Solution

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