Name: PNB MetLife Capital Guarantee Plus
Brand: PNB MetLife
Rating: 4.4 (3192 reviews)

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Viraasat Solution in a Nutshell

Get Guaranteed Lifelong income¹
Get early Return of Premiums, Guaranteed²
Life Insurance cover³
Flexibility to choose Premium Paying term
^##Tax Benefits as per applicable laws

Eligibility Criteria

PARAMETERS	COMBINED BENEFITS
Options	PNB MetLife Guaranteed Future Plan: Endowment Option PNB MetLife Grand Assured Income Plan: Life Annuity^#
Premium Payment Term (PPT)/Policy Term (PT) (in years)	Option to choose any combination of premium payment term and policy term individually offered in both the plans.
Premium Split^~	Option 1 – 50:50 (i.e., combined premium divided equally in PNB MetLife Guaranteed Future Plan and PNB MetLife Grand Assured Income Plan) Option 2 – 60:40 Option 3 – 70:30 Option 4 – 80: 20
*Entry Age^ (in years)**	Minimum: 40 and Maximum: 60
Minimum Annualised Premium	PNB MetLife Guaranteed Future Plan: Rs. 11,287 PNB MetLife Grand Assured Income Plan: Rs. 30,000 (PPT 5/7/10)
Maximum Annualised Premium	As per Board Approved Underwriting Policy
Premium Payment Mode	Yearly/ Half-Yearly and Monthly^**
Annuity Payout Mode	Yearly/ Half-Yearly and Monthly^**

^#Without return of premium option.
^~For Options 2, 3 and 4, the combined premium will be divided in said proportions in either of the two products. For e.g., in Option 2, combined premium can be divided in two ways:
• 60% in PNB MetLife Guaranteed Future Plan and 40% in PNB MetLife Grand Assured Income Plan
• 40% in PNB MetLife Guaranteed Future Plan and 60% in PNB MetLife Grand Assured Income Plan
^*All references to age are as on age last birthday.
^**Monthly mode is available for Standing instruction/direct debit options (including Electronic Clearing System (ECS), and Automated Clearing House (ACH)

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Disclaimer:

This advertisement is designed for combination of benefits of two individual and separate products named (1) PNB MetLife Grand Assured Income Plan (An Individual, Non-Linked, Non-Participating, Deferred Annuity Plan) - UIN:117N134V05 and (2) PNB MetLife Guaranteed Future Plan (An Individual, Non-Linked, Non-Participating, Savings Life Insurance Plan) - UIN:117N124V13. These products are also available for sale individually without the combination offered/suggested.

^!T&C Apply.
¹Guaranteed lifetime annuity referred as Lifelong income payable through PNB MetLife Grand Assured Income Plan. ²Limited to Maturity Benefit from PNB MetLife Guaranteed Future Plan and basis premium payment term, policy term chosen. The Guaranteed benefit will be payable provided the policy in force and all instalments premiums have been paid. ³Life cover throughout policy term of PNB MetLife Guaranteed Future Plan and till premium payment term under PNB MetLife Grand Assured Income Plan. PNB MetLife Guaranteed Future Plan is an Individual, Non-Linked, Non-Participating, Savings Life Insurance Plan (UIN: 117N124V13). PNB MetLife Grand Assured Income Plan (Individual, Non-Linked, Non-Participating, Deferred Annuity Plan) - UIN:117N134V05.

^##Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made there to from time to time. Please consult your tax consultant for more details. Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time. Trade Logo displayed above belongs to Punjab National Bank and Metropolitan Life Insurance Company and used by PNB MetLife India Insurance Company Limited under License.

This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer the detailed sales brochure of respective individual products mentioned herein before concluding sale.
For more details on risk factors, terms & conditions, please read the individual sales brochure before concluding any sale.

AD-F/2024-25/1102

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PNB MetLife Guaranteed Future Plan Brochure

PNB MetLife Grand Assured Income Plan Brochure

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Guaranteed Future Plan

If you have a Goal, we have a plan to Guarantee it

UIN: 117N124V13

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Century Plan

Get guaranteed Cash bonus^ and safeguard your financial needs

UIN: 117N129V02

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Smart Platinum Plus

Get the expert growth plan that matches your dreams!

UIN: 117L125V02

PNB MetLife Viraasat Solution

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