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    Proud to protect those who protect us

    The sacrifices you make and your unwavering commitment to serve the nation, fills our hearts with immense pride and we wholeheartedly salute you for your dedication and service.

    That’s why we are delighted to launch our latest initiative, JOSH.

    JOSH is an endeavour to support and stand by defence personnel to provide financial security to them and their loved ones. Taaki aap #KaroBadeSapnoKiTayaari.

    We encourage you to march ahead with courage, while we stand firmly by your family’s side, ensuring secure future and to help them achieving their dreams.

    Why should Defence Personnel
    buy insurance?

    With your steadfast dedication and tireless efforts, 1.4 billion Indians can rest peacefully each night. Yet, in your absence, who will protect the future of your loved ones? At PNB MetLife, we understand the importance of securing your family’s well-being.

    Our guiding philosophy of Circle of Life ensures that you achieve all your life’s goals, be it securing your child’s future or saving for your retirement. We have it all covered.

    What PNB MetLife offers to Defence Personnel?
    • All type of causalities covered including "War & War-like situation"
    • Servicing & assistance by the Ex-Servicemen & Veer Naris
    • 35 of cantonments serviced by us
    • Simplified policy issuance for defence personnel with relaxed Under Writing guidelines
    Why Choose PNB MetLife?
    • Present in 140 location across the country
    • Legacy of 21+ Years
    • Claim Settlement Ratio of 99.06%*
    • Employees – 22100+

    Hassle Free Claim Processing  

    In the event of an unfortunate incident in the field location, claim notification shall be promptly communicated by PNB MetLife basis, the initial occurrence report provided by the commanding officer or equivalent authority

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    *Individual Claim Settlement Ratio (FY’23)

    PNB MetLife India Insurance Company Limited Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka
    IRDAI Registration number 117 | CIN U66010KA2001PLC028883

    Terms & conditions apply, Benefits stipulated are subject to premiums paid and policies in-force. For more details on risk factors, please read the sales brochure and the terms and conditions of the policy, carefully before concluding the sale.

    Tax benefits are as per the Income Tax Act, 1961, & are subject to amendments made thereto from time to time. Please consult your tax consultant for more details.
    Goods and Services Tax (GST) shall be levied as per prevailing tax laws which are subject to change from time to time.
    The marks "PNB" and "MetLife" are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969, Phone: 080-66006969, Website:, Email: or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203.

    Beware of Spurious Phone Calls and Fictitious / Fraudulent Offers!
    IRDAI is not involved in activities like selling insurance policies, announcing bonus or investments of premium. Public receiving such phone calls are requested to lodge a police complaint.


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