Skip Navigation
0 of 0 Displaying
 |   Displaying

No Results

    WEALTH CREATION

    How to Choose the Best ULIP Plan

    Last Updated On 27-01-2016

    ULIP plans are a great option for investors with a moderate risk appetite. ULIP plans are most sought after because of their flexibility and growth prospects.

    Here are some steps which may help you choose the best ULIP:

    1. One should opt for ULIPs that offer a wide variety of options through asset classes. That means a unit linked insurance policy with more fund options along with varying allocations is a better choice over one with limited fund options. A broader range of options simply gives you a better choice of choosing a suitable plan for your risk profile and investment objective.
    2. Your insurance buying experience should be effortlessly easy, thus primarily go for ULIPs that can be easily bought over the internet.
    3. Earlier, ULIPs were known to be costlier, but in today’s times they can be bought for the lowest charges while expecting good returns over a period of time. Investment plans with a zero charge structure make for a good investment strategy. One should preferably opt for ULIPs that invest the total premium, determining that the premium allocation charge remains zero. Also read: Importance of ULIPs
    4. Aspire to invest for a long term with a unit linked insurance policy. Choose flexible investment plans that offer more flexibility to choose the policy term, 
    5. Prefer ULIPs that offer flexibility for premium payments.

    Disclaimer:

    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969.. Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203

    EC261 LD/2019-20/272

    BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    WEALTH CREATION

    How to Choose the Best ULIP Plans in Your Investment Portfolio

    Most financial advocates today suggest the use of Unit Linked Insurance Policy (ULIP) as an important opportunity to build up the investment portfo...

    Get Good Returns from Investments | PNB Metlife

    WEALTH CREATION

    How to get good returns from investments?

    Why do people invest? Financial investments are important to secure your future against uncertainties and emergencies. Financial investment ensures...

    Importance of ULIP's | PNB Metlife

    WEALTH CREATION

    4 Important Features ULIP Investors must Know!

    What is ULIP?

    ULIP refers to Unit Linked Insurance Plan which is a combination of insurance and investment. It involves a monthly or...

    Indian Life Insurance Industry And Budget Expectations | PNB Metlife

    WEALTH CREATION

    Indian Life Insurance Industry and Budget Expectations - Hear from our CFO

    The outlook for the Indian life insurance industry looks promising with growth projections of 12-15% CAGR for the next five years. There also lies ...

    WEALTH CREATION

    Key Priority Areas from the upcoming FY18 Union Budget – Hear from our Chief Investment Officer

    The FY18 Union Budget has become one of the most awaited announcements for several reasons. A host of operational changes to Union Budget’s present...

    Want to know more about how you can protect your family?

    See all our articles

    Get a Callback

    OTP sent successfully

    Thank you for getting in touch with us. We will contact you shortly.

    Disclaimer:
    The aforesaid article presents the view or an independent writer who is an expert on financial and insurance matters. PNB MetLife India Insurance Co. Ltd. doesn’t influence or support views of the writer of the article in any way. The article is informative in nature and PNB MetLife and/ or the writer of the article shall not be responsible for any direct/ indirect loss or liability incurred by the reader for taking any decisions based on the contents and information given in article. Please consult your financial advisor/ insurance advisor/ before making any decision.

    PNB MetLife India Insurance Company Limited, Registered office address: Unit No. 701, 702 & 703, 7th Floor, West Wing, Raheja Towers, 26/27 M G Road, Bangalore -560001, Karnataka.
    IRDAI Registration Number 117. CI No: U66010KA2001PLC028883. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding the sale.
    The marks “PNB” and “MetLife” are registered trademarks of Punjab National Bank and Metropolitan Life Insurance Company, respectively. PNB MetLife India Insurance Company Limited is a licensed user of these marks.
    Call us Toll-free at 1-800-425-6969. Phone: 080-66006969, Website: www.pnbmetlife.com, Email: indiaservice@pnbmetlife.co.in or Write to us: 1st Floor, Techniplex -1, Techniplex Complex, Off Veer Savarkar Flyover, Goregaon (West), Mumbai – 400062, Maharashtra. Phone: +91-22-41790000, Fax: +91-22-41790203
    EC261 LD/2019-20/272

    BEWARE OF SPURIOUS/FRAUD PHONE CALLS!
    • IRDAI is not involved in activities like selling policies, announcing bonus or investment of premiums. Public receiving such phone calls are requested to lodge a police complaint.

    Disclaimer

    Collapsed Expanded

    As your trusted life insurance partner, PNB MetLife is with you amidst the current COVID-19 outbreak. Our policies also cover COVID-19 Claims. In case of a Death Claim, kindly submit the signed Claim Intimation Letter mentioning the policy number, brief of the insured event and other claim documents on the email mentioned herewith. Please write-in to us at claimshelpdesk@pnbmetlife.com or indiaservice@pnbmetlife.co.in. You can also call us on 1800-425-6969 for death claims intimations and for any queries on Monday - Saturday between 10:00 am - 7:00 pm.

    PNB MetLife Insurance, amongst the trusted Life Insurance companies in India, aims to provide a wide range of Life Insurance products that suits the needs of an individual at every stage of his life. Life Insurance Plans range from Term Life Insurance PlansTerm PlanProtection PlansLong Term Savings Plans , Retirement Plans & Child Education Plan.

    Site best viewed in following browsers
    Chrome 70+ , IE 11+, Firefox 76+, Safari 11+

    Get a Callback Get a Callback

    Ask khUshi

    Hi! I’m khUshi. How can I help you?